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By Mike Causey

In the past couple of weeks, as hurricane season approached, I’ve discussed how important it is to be prepared for storms should they head our way.

History has taught us that sooner or later, a hurricane or tropical storm will hit us no matter where we live in North Carolina. While some may think that hurricanes are coastal hazards, we know all too well the damage that Hurricane Helene did in western North Carolina in September of 2024.

I’ve discussed what to do during and after a storm. It’s important to leave your home if local officials order an evacuation and stay inside in an interior room until it’s safe to go outside if they don’t.

I also discussed the things to do leading up to a storm, including making sure you have adequate insurance and preparing your home for the upcoming storm.

One of the things often mentioned during hurricane preparation is having a “go bag” ready to take with you in case disaster strikes. Here are some suggestions of items to include in your family’s go bag:

• Insurance policies. It’s good to have a copy of them in your go bag in case you need to file a claim.
• Storms often cause a disruption in electricity. ATMs may not work. Your local gas station or market may not be able to take your debit or credit card. Cash will come in handy.
• You need to stay healthy, and it may be difficult to find a pharmacy or call your doctor if a disaster hits.
• Battery-powered radio. Radio stations will provide vital information during an emergency and keep you up to date on weather conditions.
• Food and water. Pack non-perishable food and a gallon of water for everyone. Don’t forget food and water for the pets.
• Important documents. Remember to take your Social Security card, passport and other important documents.
• Change of clothes. If you must evacuate, you may not know how long you’ll be away from home. You’ll want clean clothes to wear.
• List of shelters. Knowing where your local emergency shelters are will come in handy, especially if you aren’t sure you’ll be able to stay with friends or relatives during an evacuation.
• Mask and gloves. A mask will help avoid dust and airborne germs when you return. Gloves will come in handy during the clean-up.

Being prepared is critical if a storm approaches. Having a go bag ready is a key part of being prepared.

Mike Causey is the insurance commissioner for North Carolina.

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